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Let’s face it; in a world that is heavily reliant upon technology, especially the Internet, none of us are entirely safe from running into an online scam.

There are literally thousands of them, and even though you may consider yourself “e-smart,” the people who set up these scams may be looking to target those who consider themselves to be too educated to ever fall for a scam, as they are the least likely to put up their walls and push the scammer away.

The scammers choose chat rooms and dating sites because the person in love offers the chance of the biggest payoffs.

The Nigerian dating scams are often not easy to detect as the scammers are often highly educated, have exceptional patience and they do their homework!

She even talked about some local issues and cultural matters too.

The most common comment of victims who think they have found the love of their life is "I can't believe I was so stupid!The scammers start by stealing a photo from an internet site.They prefer to use images of white people capitalising on stereotypes and perceptions.Sofiya then sent me a photo of herself with her mother, a photo of her as a little child etc to try and prove that she was genuine and she even telephoned me in the middle of the night!I felt sorry for her and unfortunately we re-commenced our communication.Some are extremely popular these days while others have taken the backburner to more seemingly successful scams.If you ever run into something you believe is a scam, remember the old phrase: “if it seems to good to be true, it probably is.” While your presence online can expose you to Internet scams, you can also use the Internet to protect yourself.According to scambusters.org, “being smart is NOT enough to protect yourself from Internet scams.” According to Internet World Stats about 1,802,330,457 people use the Internet.That’s a huge number, and with large numbers of people, there is always a few “bad apples” in the bunch.Most people do not seem to realise that Internet scams are a very well-organised billion-dollar enterprises.Those stupid-sounding emails promising to transfer millions of dollars into a person's bank account may raise a chuckle, but there are countless fools who are sucked into the most ludicrous sounding scams and most are too embarrassed to even report them to authorities.These people are not victims, as described by police and the media.They are gullible fools whose own greed and the prospect of obtaining money, even by illegal means, entices them to send money to swindlers.Scammers targeting online daters are breaking hearts and draining bank accounts from bases in Russia, Eastern Europe, America, the UK and elsewhere in the world.The scammers typically play on the victim’s emotions, professing their love and gaining the victim’s trust before asking for money. I wish to share with everybody a financially and emotionally painful experience I had with an attractive 25 year old hairdresser from Yoshkar-Ola, Russia.

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The first step in protecting your online privacy is creating a safe password - i.e.